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So before you accept the inheritance, think about whether you need a new Maserati in the loan if yellow Kalina still regularly serves.. It is very often the emotions come across and the young people that get consumer loans only to show off to friends expensive smartphone or tablet and then be repaid over 3-5 years credit for a toy, the activities of which they do not even use half. This is a fairly new service, so it is provided not in all banks, so will have to try. And one of the main reasons for such purchases, according to leading psychologists, is the uncertainty that tomorrow these goods are still on sale. However, all the above factors are not so easy, so many mortgage borrowers also fall into the group of those who struck creditomania.